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How Is Oil and Gas Income Calculated for a Mortgage in Midland and Odessa?

This is huge in West Texas.

Quick Answer

Income may include:

  • Base
  • Overtime
  • Bonuses
  • Per diem

What Actually Matters

How that income is averaged and documented.

What Most Buyers Don’t Realize

Not all lenders calculate this correctly.

How I Help My Clients

We structure income properly from the beginning.

Final Thoughts

This is where local expertise matters most.

Related

Self-employed loans 
Affordability
Pre-approval 

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