Your credit score matters—but it’s not everything.
Quick Answer
- FHA: ~580+
- Conventional: ~620+
What Actually Matters
In the Permian Basin, lenders also look at:
- Income stability
- Debt
- Overall financial picture
What Most Buyers Don’t Realize
You don’t need perfect credit to buy a home.
How I Help My Clients
We look at the full story and position you correctly.
Final Thoughts
Your score is part of the picture—not the whole story.
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